Asterix Apud Gothos

Learning French in the traditional way, through classes or structured lessons, can often become drab and repetitive. It might be at times like this you feel like you need a break or you need something to make learning French a bit more fun. Here are a few ideas which may help you to get through these tough times and see learning a language in a new light.

Practice your writing and comprehension skills by joining a chat room.

There are virtually chat rooms for any topic you can imagine. If you are interested in any type of French chat then simply type in French chat rooms and you will find plenty. Otherwise, if you are interested in a specific hobby then add that to the original search. You will find that if you have an interest in a field it will be easier to pick up meanings and words in another language because you already understand most of the context and many words will be the same in English and French anyhow. You may have to excuse your French to begin with but most people are quite understanding if you have something to contribute.

Practice you reading, comprehension and grammar skills by reading comic strips.

Comic strips (Bande Dessinee or BD's in French) are a fun way to learn a bit of French. Comic strips are really popular in France and there are a variety of genres to choose from. They feature humorous titles through to murder mysteries and science fiction. The artwork in some of the titles are quite brilliant. The all time classics have to be Tintin and Asterix comic strips that feature action and comedy in equal measures. Although they are aimed at kids there is still some fun moments in them that everybody can enjoy.

Comic strips can really help with understanding verbs and pronouns because the words are often in a dialog form. This means the characters will say "I am doing something" or "you are doing something" or "we ..." or "they ..." etc. In this way you can often understand the verb they mean just by looking at the pictures and you can also see how the verb is being conjugated. A picture reference is a good way of learning words too.

Understand numbers, measures and diverse vocabulary by cooking in French.

If you like cooking (and even if you don't) a great way to learn a bit of French is to cook in French. French cuisine is celebrated throughout the world and many classic recipes have their origins in France.

Learn how to make a "tarte au citron" by following the French recipe. You can find french recipes by searching the internet or buying a French recipe book. If you are not confident that your French is good enough for a full French recipe simply buy an English book about French food to start with. There will be enough words in French to get you started. When measures and weights are given think of how you might say it in French.

Practice reading, writing, comprehension and pronunciation by playing games.

Again your trusty friend the Internet can help you find all sorts of games to play. Most will be simple like hangman, crosswords or battleships but they can still help you to learn vocab and perfect your writing skills. Some games are more complex. Games can help you learn and be fun at the same time. In most cases the aim of the game is to make you forget you are learning.

Everybody needs a break from formal learning from time to time. The best way to do this is to take the learning out of the classroom and into something you like or enjoy. In this way the learning will flow naturally and not become a chore.

Many French language self study courses feature games as part of the learning process. The games can be used to complement the teaching process or as a break from the lessons if you feel like your head is about to explode. Rocket French is a course that features three games to help the educational process along. To find out more about Rocket French and how the games are used read my review of Rocket French language course and find out how it compares to another popular French language course in comparison of Rocket French to Michel Thomas . Adrian Whittle writes about learning French at http://rocketfrenchreview.com

gift idea

Asterix and the Goths (Asterix)

When writing a cover letter, the heading includes the address and the date. The name of the employer is written underneath, as well as his title/position. Indicate the company name and the address.

The heading usually goes Dear Mr/Ms (name of the employer). It is preceded by the position you desire. Make sure it is short and sweet. Two to three sentences can do.

The second paragraph is the longest. You can break it into two so it wont look too boring to read. Indicate your accomplishments and skills. Highlight on why you are qualified for the job.

Do not forget to mention evidences to the points you claimed. Cite activities, projects, internships or work experiences.

The final sentence summarizes what has been discussed. End the letter with two to four sentences that are requesting for an interview and thanking the reader for his time and consideration.

But sometimes, the best way to get your point through is by presenting a concrete idea. If you are explaining to a person how to write a cover letter, it is not enough that you tell him what to put in the heading, the body and the final paragraph. It helps that you show him an example of a cover letter.

Date
James Maxwell
Asterix Engineering
4877 Main Street
Los Angeles, CA 90210
Dear Mr. Carey:
I recently completed my internship with an engineering group in Southern California. There, I was responsible in managing a small project. I am seizing this opportunity to perform in the similar way with Asterix Engineering. I believe that my experience and my background will aid me in becoming an asset to your business in the short period of time.

I have done mapping assignments, conducted surveys, participated in experiments, founder formations and performed the structural design and analysis of a grocery store. I was responsible in producing the general lay-out for the transportation system. I surveyed the area and produced the traffic analysis after conducting a survey and researching on the rules and regulations of the city. I also wrote a thirty-five page report showing how feasible the building is to the location.

I have excellent mathematical skills and I am quite conscientious when it comes to completing tasks with minimal supervision, as well as meeting deadlines. Given the opportunity to finish an assignment, I have no difficulty in developing a plan that meets each needs of the project.

I am interested in participating in your project after I have read your company brochure. There is also an article in the Engineering Journal about your business participation in building a new grocery store in the location. Attached is my address as well as phone number. I will be calling your office after ten days to follow up on the status of my application. Looking forward to hearing from you.

Sincerely,

Apple Manson
14999 Hilltop Lane
Montana, CA 99444
(919) 367-xxxx

This is a good example of a cover letter. It has an excellent explanation of the accomplishments. It also shows that the writer researched on the company. It clearly highlights a match of the writer to the company she is applying for.

For a clearer picture on how to write a cover letter that will get a possible employees attention, you can seek the help of the internet. There are countless sites offering examples of cover letters that you can use as format.

Mario Churchill is the President of CareerJimmy and author of "Amazing Cover Letter Creator." Visit him at: http://www.amazing-cover-letters.com for your "instant" cover letters today.

Asterix and the Big Fight (Asterix)

When the Romans persuade a Gaulish chief to challenge Vitalstatistix to single combat, no one worries much. But then a flying menhir hits Getaflix and he no longer remembers how to make his magic potion. Can Asterix help restore Getaflix’s memory?

Customer Review: What - you never heard of Asterix & Obelix ???????
I still laugh after all these years reading this comic. It is filled with several humorous takes on life and double entendre.
Customer Review: Graphic SF Reader
Some of the jokes are so bad in this one that even some of the characters comment on the fact, in-panel. A Romanophile ambitious chief is being used as a pawn to take over the indomitable Gauls, who have a big problem. Obelix knocked out Getafix, and he has lost his memory, so Vitalstatistix will have to go in the contest of chiefs with no magic potion.

I believe that certain real estate practices being conducted on the Gold Coast may be in breach of the Property Agents and Motor Dealers Act (PAMD) and the Trade Practices Act.

These practices relate to promotion and conducting Auctions.

The relevant legislation I will be referring to are;

PAMD Act

Section 154 of the PAMD act specifies the Code of Conduct applicable to a real estate agency or agent.

Section 231 of the PAMD act specifies the code of conduct applicable to Auctioneers.

Section 593 of the PAMD act relates to false or misleading representations or statements.

PAMD Real Estate Agency Practice Code of Conduct Schedule 7 Honesty fairness and professionalism

PAMD Real Estate Agency Practice Code of Conduct Schedule 9 Agent to act in clients best interest

PAMD Real Estate Agency Practice Code of Conduct Schedule 14 Fraudulent or misleading conduct

PAMD Real Estate Agency Practice Code of Conduct Schedule 15 High pressure tactics, harassment or unconscionable conduct

PAMD Real Estate Agency Practice Code of Conduct Schedule 18 Soliciting through false or misleading advertisements or communications

PAMD Real Estate Agency Practice Code of Conduct Schedule 21 Advice about market price or rent

PAMD Real Estate Agency Practice Code of Conduct Schedule 29 Duty to obtain maximum sale price

PAMD Auctioneering Practice Code of Conduct Schedule 7 Honesty fairness and professionalism

PAMD Auctioneering Practice Code of Conduct Schedule 9 Auctioneer to act in clients best interest

PAMD Auctioneering Practice Code of Conduct Schedule 14 Fraudulent or misleading conduct

PAMD Auctioneering Practice Code of Conduct Schedule 15 High pressure tactics, harassment or unconscionable conduct

PAMD Auctioneering Practice Code of Conduct Schedule 18 Soliciting through false or misleading advertisements or communications

PAMD Auctioneering Practice Code of Conduct Schedule 22 Advice about market price
PAMD Auctioneering Practice Code of Conduct Schedule 31 Duty to obtain maximum sale price

Trade Practices Act

Part V Consumer Protection of the Trade Practices Act
Section 52 Misleading or Deceptive Conduct
Section 53 False or Misleading representations

Auction - Definition

An auction is a form of sale where potential purchasers make competing offers or "bids", with the person offering the highest bid being declared as the purchaser.

Market Information Gold Coast

Australian property monitors - Home Price Guide (Owned by Fairfax which also owns property website Domain) publish auction clearance rates for every major city within Australia. The statistics that relate to adjusted auction clearance rates include properties sold prior to Auction by private treaty negotiation ( Including private treaty sales prior to an auction increases the actual auction success statistic and is misleading the market further about Auction success). Representatives of Australian property monitors attend auctions and contact marketing real estate agents to compile these statistics. They rely in part on real estate agents providing factual auction result information.

The published statistics for the Gold Coast are:
Jan 07 32.6% 49/150
Dec 06 25.0% 14/56
Nov 06 36.0% 45/125
Oct 06 33.1% 53/160
Sep 06 33.3% 38/114
Aug 06 37.5% 51/136
Jul 06 35.8% 47/131
Jun 06 32.0% 41/128
May 06 34.7% 42/121
Apr 06 36.3% 61/168
Mar 06 28.7% 42/146
Feb 06 28.1% 45/160

For a full year on the Gold Coast as quoted by Australian Property Monitors Home Price Guide there were 1595 auctions and of those auctions 528 sold at auction or prior to auction. This gives an adjusted clearance rate for the full year of 33.1% (528/1595). The real impact of these statistics is to quote the auction failure rate at 66.9%. Just over 2 out of 3 auctions fail on the Gold Coast. (This clearance rate would also include mortgagee in possession auctions which typically sell below market price due to a lowered reserve price expectation)

The legislation

The legislation specifically points to the responsibilities of agents and auctioneers. These responsibilities make it a breach of the act to make false or misleading communications or statements and for the agent or auctioneer to not work in the best interests of the property owner. If an agency or agent promote that auctions are the best way to sell a property they would be in breach of the act based on the auction clearance rates on the Gold Coast unless they can clearly demonstrate why that particular property would be an exception. If an agent or auctioneer are aware of these clearance rates and cannot clearly demonstrate how a particular property would be an exception, then they are not working in the best interests of the property owner. Clearly 2 out of 3 auctions would require scrutiny.

Advice about Market Price

If the agent or auctioneer provide advice about market price, either orally or written they must be able to substantiate it. The suggestion that an auction would be the best way to determine the market price may be misleading particularly if the highest bid at auction, whether the property sells or is passed in, is significantly lower than the advice provided. Having a final vendor bid, that meets advice to market price will not substantiate that the process of an auction was in the property owners best interest or was the best way to achieve a maximum selling price.

Price Expectations

Under the act, an agent has a responsibility to advise a property owner if they believe their price expectations are too high or too low. In the case of too high expectations, agencies do not provide that honest advice, but rather suggest an auction as a process to condition that property owner to accept a lower price then their expectation. This is a dishonest & unconscionable approach that costs a property owner thousands of dollars in advertising monies to simply come to an awareness of a fair market price.

Duty to Obtain Maximum Selling Price

The agent or auctioneer has a duty to obtain the maximum selling price. I dont believe this is achievable on the Gold Coast for an auction when 2 out of 3 auctions fail. Additionally you have reservations from buyers who are well aware they do not have the same consumer protection or buying conditions at an auction. This reservation from buyers, to participate, particularly at a fair market price, results in a lack of competition at the auction from potential buyers. This situation compounds the inability for an agent or auctioneer to obtain maximum selling price.

Disadvantaged Consumer Protection

Auctions do not provide the same level of consumer protection. No cooling off period exists and there is no provision for conducting a satisfactory valuation or building inspection after purchasing at an auction, which is provided within the legislation for private treaty property sales. Buyers are well aware of this and avoid buying at auctions unless they believe the property is cheap or the property is in a particularly high demand position.

High Pressure Tactics and Coercion

I have personally witnessed at many a Gold Coast auction, agents trying to influence a property owner to place their property on the market and to accept far lower bids for their property then the actual reserve price provided. This is pressure placed on a property owner to accept less, particularly because the property owner is only too aware they also spent considerable money on an advertising campaign that will potentially be wasted. The agent may in fact be recommending selling at a fair market price but if the price were significantly less than the original market price advice any property owner would feel reluctant to sell.

Evaluation of Results

I believe the office of fair trading has a duty of care to evaluate actual sale prices achieved at auction and compare them to the market price the property owner was provided by their real estate agent. Particularly if they were provided this price orally without any substantiating support documentation as is stipulated as a requirement on a 22a Form or with an attached CMA.

Auction Practice in Other Markets

Auctions appear far more successful in other markets in Australia. Melbourne averages 60% or above. Of the 7 major areas reported by Australian Property Monitors, the Gold Coast consistently reports the lowest clearance rates. Brisbane performs poorly as well with an adjusted clearance rate of 43.3% (621/1432) for the 6 months preceding and including January 2007.

Saturday 31st March 2007 Gold Coast Bulletin

On this date, the following numbers of auctions were advertised in the Gold Coast Bulletin.

Agency No of Auctions No of Advertising Pages

Ray White 89 35

Professionals 24 6

LJ Hooker 26 4.25

Harcourts 13 3

Coldwell Banker 5 2

First National 5 0.5

PRD Nationwide 2 0.5

Raine & Horne 2 0.25

Elders 2 0.5

Wentworth 5 1

Independants 8 3.25

TOTALS 181 56.25

Average Page Cost $4,500 - Estimated Advertising Spend $253,125 - Average spend per auction/week $1,398.48 - Average weeks for auction ads 4 - Estimated Auction cost/property $5,593.92

Advertising costs vary depending on the purchasing power of the agency group advertising, but I have used a estimated $4500 per page. (Casual rates are in excess of $6000 per page) this equates to $253,000 being spent on advertisements each week on the Gold Coast for auctions. (Weekend 31st March is a average week with number of advertisements represented in the Gold Coast Bulletin.) Based on a success rate of only 33.1% for auctions, it means that over $169,000 is spent by property owners each week on the Gold Coast to advertise an auction that will fail. $169,000 every week! Based on 48 weeks for the year that is over $8.1 Million dollars in property advertising for FAILED auctions. How can anyone say that this process is in the best interests of property owners?

Local Information from Property Owners

If you need information from property owners who can support the process of failed auctions on the Gold Coast please advise and I will supply specific information of people for you to contact, or I can simply create a process for them to lodge their complaint direct. This process will identify specific agents and agencies, and to be fair I would rather address the issue from a legislative process then create much attention to specific companies and individuals. This issue though needs serious attention, and I will go agent by agent if that is what it takes to provide a fairer system for property owners.

Section 594 of the PAMD Act Public Warning Statements

Under the act the Minister or chief executive may make or issue a public statement identifying and giving warnings or information. It is in the public interest on the Gold Coast to be made aware of the failings of auctions on the Gold Coast. Too many people are being convinced to auction their property at significant cost, significant disillusionment and with a 67% statistical chance of failure.

Auctions are supposed to have no price indication

The web portals realestate.com.au and domain.com.au all require a price to be entered when advertising a property on their site. An agent can select not to display that price, but the website requires a price so that it can sort that property in search results. Agents typically place a far lower price in this section so the property appears in buyer searches at significantly lower values to try and improve enquiry. This is a form of bait advertising by stealth. The picture below is the property addition section of Domain. Realestate.com.au is similar. The red asterix indicates compulsory fields.

The ACCC has taken undertakings from Ray White in the past regarding bait advertising yet this process is continuing every day because these websites make it mandatory for Price to be entered when advertising a auction.

REIQ Position of Influence

Obviously the Real Estate Institute of Queensland is in a position of influence when it comes to assessing legislative changes for the PAMD act. It should be noted that this industry group represent the wishes of its members real estate agents and agencies. (I am also a member of the REIQ). The current chairman of the REIQ is Peter McGrath. Peter is also a senior manager for a Gold Coast based agency called HILLSEA which has 7 offices all on the Gold Coast. The position of this company is to not do auctions because they know they are not in the best interests of property owners. You have the chairman for the REIQ taking an ethical position when it comes to conducting real estate, yet it is not reflected in the REIQ position. I find this very illuminating.

My Recommendation for Advice to Market Price

Every residential property that is for sale must have a valuation provided by a independent licensed valuer. By providing this property valuation through an independent source both the property owner and the purchaser will have a secure knowledge of the market price (price range). This could eliminate much of the angst associated with real estate agent practices and provide a better level of consumer protection for all parties. Agents no longer have to dance between a buyer and seller with regards to property value as there will be a legislated requirement for full disclosure. This valuation could be equally paid for by seller and successful buyer, and also eliminate mortgage providers need for additional valuations. Agents use the market appraisal system as a way of enticing people to sell through them and creates a system that rewards dishonest behaviour.

There is a serious requirement for this practice to be stopped specifically on the Gold Coast, or for far better provisions within the legislation to ensure property owners are better informed about decisions they make with real estate agents. State and Federal Governments have a responsibility to provide consumer protection, which is why the Trade Practices act and the PAMD act exist.

Yours Sincerely http://www.zeroagents.com.au